New home sales had their worst year on record in 2011, with the estimate of 302,000 single-family homes the lowest reported annual total since the Census Bureau started tracking the data in 1963.

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Mortgage rates headed upward this week, ending a three-week stretch of all-time lows for 30-year fixed-rate loans.

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A settlement that could produce up to $25 billion in mortgage relief for homeowners is in doubt after it was rejected by the California attorney general, who said the proposed deal doesn’t go far enough.

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A program to help homeowners save $3,000 a year by clearing away obstacles to refinancing was proposed by President Obama in last night’s State of the Union address. What isn’t clear is how that plan might work.

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People who paid the least for their homes are most satisfied with home ownership, while those who buy very expensive homes are the most disgruntled, or so it would seem.

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GOP presidential candidate Mitt Romney and his wife paid a 14% effective income tax rate in 2010 on nearly $22 million of income. Given the marginal federal income tax rate for anyone making over $35,350 (single) or $70,700 (married) is higher than 15%, it is pretty clear that the Romney’s are paying way below what [...]

Read the full article at savingtoinvest.com - How You Can Get a 14% Effective Tax Rate Like Mitt Romney and Other Super-Rich Americans

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Have you considered using your Roth IRA as an emergency fund? In this era of tight budgets, a lot of people are finding it difficult (if not impossible), to save for retirement and maintain an emergency fund. Because of this, it’s become trendy to recommend using your Roth IRA as a sort of de-facto emergency [...]

Read the full article at savingtoinvest.com - Using Your Roth IRA as an Emergency Fund

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The Federal Food Stamp Program is now known as the Supplemental Nutrition Assistance Program (SNAP). Eligibility for SNAP depends on things like the number of people in your household, income, and resources (cash, bank accounts, etc…). Income includes money earned from work. It also includes benefits like Social Security and unemployment. The following table shows [...]

Read the full article at savingtoinvest.com - 2012 Food Stamp (SNAP) Income Eligibility Levels, Deductions and Benefit Allotment Payments

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